Texas Affordable Housing Progras for Buyers & Sellers

There are many people who can afford a home but just don't have the money for the down payment. There are special home buying programs that can make the down payment for you. There are many smaller homes available in nice neighborhoods for around $70,000.00

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If you are having trouble selling your home you may want to look into some of the many down payment gift programs. Instead of dropping the price on your home by 5 or 10,000 dollars you can get the full price and put some money into the gift program. This way many more people can qualify to buy your house and you can sell it faster. Nobody like to pay taxes and insurance on a house that is just sitting around empty.

Texas Mortgage Credit Certificate Program for first time home buyers can reduce your federal taxes by up to $2000.00.

Houston Home Buyers Assistance Program for Low to Moderate Income First Tie Home Buyers.
Max income for a single person is $34,150.00 - Max income for a family of 2 is $39,050
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The Teacher Next Door program allows people employed full time by a school to purchase a home for 50% of the listed HUD price.

The Officer Next Door program program allows police officers to purchase a home for 50% of the listed HUD price.

Alliance Houston Assistance Program can give you up to $10,000 on the purchase of a home. If you are having trouble selling your home you may want to put it into this program rather than lower the price.

Chapa Homebuyer Gift Program

Texas Cares Down Payment Assistance Program

Home Buying Resources